Compliance and Governance

In our industry, when change happens, it’s usually up to you to comply—and fast.

Conduent Mortgage Services and the intelligent collaborative network supporting BlitzDocs® products are designed to help you streamline compliance and meet changing industry requirements.

Here are some of the ways we do it:

Electronic Signatures in Global and National Commerce Act (ENSIGN) and Uniform Electronic Transactions Act (UETA): With BlitzDocs Extended Edition, you can receive eConsent, eAcknowledgement and eSignatures from borrowers. This enables roundtrip delivery of disclosure and other loan documents. In addition, documents can be downloaded or printed for hard-copy storage, and remain available for a specified period.

Real Estate Settlement Procedures Act (RESPA): Using BlitzDocs Extended Edition, you can quickly and easily send electronic disclosures to borrowers. A detailed audit trail provides tracking capabilities above and beyond what is currently required—not only establishing when the package was sent, but when it was accessed by the borrower. Learn more about how BlitzDocs Extended Edition helps streamline your disclosure process.

UMDP: The Uniform Mortgage Data Program® has specific requirements related to data standards, dataset and delivery to the Uniform Collateral Data Platform® (UCDP). Conduent Mortgage Services has partnered with leading appraisal management companies to ensure seamless delivery to the UCDP with roundtrip delivery of the appraisal (PDF and UAD XML), SSR, Doc File ID and other documents back into the BlitzDocs eFolder. Request our datasheet to learn more.

Consumer Financial Protection Bureau (CFPB): Conduent Mortgage Services has worked with lenders to transform a slow and cumbersome paper mail, fax and phone-based process to a seamless, secure, electronic collaborative one. BlitzDocs Extended Edition helps to ensure compliance with CFPB requirements like providing documents (e.g., appraisal) to the borrower.

TILA-RESPA Integrated Disclosure (TRID): BlitzDocs should be a key component of your TRID compliance game plan. Conduent Mortgage Services and BlitzDocs are ready to help with TRID compliance for both loan estimates and closing disclosures.